How much of your money
touches riba?
A Riba Participation Grade, A to F, on how deeply your finances take part in the interest-based system. Not just the interest you pay.
- 01Enter what you hold
Balances across cash, investments, insurance and debt.
- 02See your grade
One letter, A to F, on both a cautious and an alternative scholarly reading.
- 03Reduce your exposure
Ranked contributors and a next step for each of them.
Most people read riba as the interest they personally pay. That is the surface. Behind every product you hold sits a chain of lending, borrowing and money creation that participates in the same system, whether or not you feel it.
RibaCheck grades each holding on the contract it is, whether interest accrues on it, and for debt how long it has left to run. Your grade is the weighted result across everything you entered. It is a research instrument, not a fatwa, and it is built to move the conversation from avoiding interest to reducing participation.
Sourced from Bank of England and FCA data and recognised Sharia standards. Your figures stay on your device unless you save a report.